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ALLODIAL SYSTEM The free ownership of land by individuals. HUD-1 UNIFORM SETTLEMENT STATEMENT A standard form which itemizes the closing costs associated with purchasing a home or refinancing a loan. POINT OF BEGINNING The starting point in a metes and bounds description of property, which is usually a street intersection or a specific monument. WAIVER Voluntary relinquishment or surrender of some right or privilege. FNMA See Federal National Mortgage Association. FORBEARANCE The act by the lender of refraining from taking legal action on a mortgage loan that is delinquent. YEAR-TO-YEAR TENANCY A periodic tenancy in which the rent is reserved from year to year. |
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