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INTEREST RATE The annual rate of interest on the loan, expressed as a percentage of 100. FIRM COMMITMENT A definite undertaking by a lender to loan a set amount of money at a specified interest rate for a certain term. OVERRIDE A commission paid to managerial personnel (e.g. principal broker) on sales made by their subordinates, usually calculated as a percentage of the gross sales commissions earned by the salesperson. GENERAL AGENT One who is authorized to perform any and all acts associated with the continued operation of a particular job or a certain business. JOINT LIABILITY Liability shared among two or more people, each of whom is liable for the full debt. COMMITMENT A promise to lend and a statement by the lender of the terms and conditions under which a loan is made. CONCESSIONS Discounts given by landlords to prospective tenants to induce them to sign a lease. |
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