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CONVEYANCE The transfer of title to real property by means of a written instrument such as a deed or an assignment of lease. APPRECIATION An increase in the worth or value of property due to economic or related causes, which may prove to be either temporary or permanent. MORTGAGEE The one who receives and holds a mortgage as security for a debt; the lender; a lender or creditor who holds a mortgage as security for payment of an obligation. BLANKET MORTGAGE A mortgage which is secured by several structures or a number of lots. A blanket mortgage is often used to finance proposed subdivisions or development projects, especially cooperatives. PROPERTY REPORT A disclosure document required under the federal interstate land sales act where applicable to the interstate sale of subdivided lots. FLOOD INSURANCE Insurance that compensates for physical damage to a property by flood. Typically not covered under standard hazard insurance. EMBLEMENTS Growing crops (called "fructus industriales"),such as rice and taro, which are produced annually through labor and industry. |
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