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SPECIAL WARRANTY DEED A deed in which the grantor warrants or guarantees the title only against defects arising during the period of his tenure and ownership of the property and not against defects existing before the time of his ownership. SETTLEMENT The act of adjusting and prorating the various credits, charges and settlement costs to conclude a real estate transaction. BLANKET MORTGAGE A mortgage that covers more than one parcel of real estate. CLUSTER DEVELOPMENT The grouping of housing units on less than normal size homesites, with the remaining land being devoted to common areas. COOPERATING BROKER A broker who joins with another broker in the sale of real property. APR See Annual Percentage Rate. MORTGAGOR The one who gives a mortgage as security for a debt; the borrower; usually the landowner; the borrower or debtor who hypothecates or puts up his property as security for an obligation. |
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